Welcome to Your Trusted VA Home Loan Provider
Are you a veteran looking to buy a home? You've come to the right place! Our VA Home Loans offer incredible benefits tailored specifically for veterans, making homeownership more accessible and affordable.
Why Choose VA Home Loans?
No Down Payment: Save thousands upfront with no down payment required. Competitive Interest Rates: Enjoy lower rates compared to conventional loans. Flexible Credit Requirements: Easier qualification process for veterans. No Private Mortgage Insurance (PMI): Reduce your monthly costs.
Top Benefits of VA Home Loans
- No Down Payment: Save thousands upfront.
- Lower Interest Rates: Enjoy competitive rates compared to conventional loans.
- Flexible Credit Requirements: Easier qualification process.
- No Private Mortgage Insurance (PMI): Reduce monthly costs.
- Closing Cost: Did you know that Guild can offer a loan program that can help pay closing closing cost? Ask us how.
What Guild Mortgage Can Do for Veterans
- Personalized Support: Get assistance throughout the homebuying process.
- Lower Fees: Benefit from capped lender fees.
- Closing Cost Assistance: Sellers can cover closing costs and concessions. Plus we can provide up to $12,500 using ur Georgia Dream Loan.
Frequently Asked Questions
What is a VA Home Loan? A VA Home Loan is a mortgage option available to veterans, active-duty service members, and eligible surviving spouses. It offers benefits like no down payment, lower interest rates, and no PMI.
How do I qualify for a VA Home Loan? To qualify, you must meet the service requirements set by the VA and obtain a Certificate of Eligibility (COE). Our team can help you navigate the qualification process.
Can I refinance my existing mortgage with a VA loan? Yes, you can refinance your existing mortgage with a VA loan through the VA Interest Rate Reduction Refinance Loan (IRRRL) program, which offers lower interest rates and reduced monthly payments.
What is the minimum credit score to get a VA Loan? Middle score of 540 for those who qualify.
VA Mortgage Calculator - CLICK HERE
Contact Us:
Ready to start your journey to homeownership? Contact us at 404-276-4268 today to learn more about VA Home Loans and how we can help you achieve your dream of owning a home.