A Home Equity Loan, or a Home Equity Fixed, also known as a second mortgage, is a type of loan used to finance the purchase of a home for real estate or used as a standalone mortgage behind a first mortgage, mostly for debt consolidation or cash.
Currently offering Home Loans with credit scores down to 600.
Fastest: Apply by calling 404-276-4268 - 9:00 to 7.00 pm M-F
Guild Mortgage now offers a fixed‑rate second mortgage loan from $35,000 up to 85% of your home’s value, depending on your credit profile. Get pre‑approved in minutes, and close in as little as 5 days—with funds deposited directly into your bank account. No appraisal required.
It’s simple — we use a soft credit pull and can qualify borrowers with mid‑scores as low as 600. No recent collections over $500 (medical collections excluded).
Choose the term that works for you — from as short as 60 months to as long as 30 years, all with no prepayment penalty. We now allow 1st, 2nd and 3rd liens
Choose the purpose that fits your needs — consolidate your bills, put a down payment on another home, Home Improvement, or get cash for any reason. The choice is yours.
That's the good news - when approved, you get to choose the rates and terms. Rates are based on the equity in your home, along with your credit profile.
Recasting available on the full disbursment
With just a few details from you, our system automatically estimates your home’s value, performs a soft credit pull, and shows you what you can be approved for in minutes. -

Consistent Monthly Payments:
Home equity loans often come with fixed interest rates and consistent monthly payments, making it easier for borrowers to budget and plan.
Lower Interest Rates:
Home equity loans typically offer lower interest rates compared to unsecured loans or credit cards since the loan is secured by the value of your home. Now offering fixed rates and adjustable.
*Minus your first mortgage balance.

USE YOUR HOME EQUITY FOR:
Home Improvement
Debt Consolidation
Settling a divorce
Purchase an investment property.
Get Cash!
Trusted guidance for your home dreams.
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 07:00 pm | |
Wed | 09:00 am – 07:00 pm | |
Thu | 09:00 am – 07:00 pm | |
Fri | 09:00 am – 05:30 pm | |
Sat | 10:00 am – 02:00 pm | |
Sun | Closed |
U.S. News and World Report Review.
Copyright © 2019 Peter Knap TEAM - All Rights Reserved.
Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.
Address: 1355 Windward Concourse, Suite 430, Alpharetta, GA 30005
LENDING THROUGHOUT the US,
"Mortgage rates, first-time home buyer loan program lenders, FHA Loans, Conventional loans, No mortgage INSURANCE, DALLAS, Marietta, Bartow County, Fulton County, Alpharetta, Lawrenceville, Macon. Columbus, Chenoa DPA, No Down Payment loans, 100% financing, VA Loans, reverse mortgage, Loan Closing in 14 days* Ask about our current Atlanta mortgage rates, FHA loan, first-time home buyer mortgage lenders, Home Purchase Options, second mortgage loans, credit scores down to 540, Home Equity Loans"
HOMES FOR HEROES hereby asserts and declares that it maintains no affiliation with any other program of a similar nature, and expressly disclaims any representation of itself as such."
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* Most cases
All loan programs have QUALIFYING CRITERIA. Not every buyer will be approved for a mortgage.
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