Flexible Home Equity Loans

Customize Your Mortgage

A Home Equity Loan, or a Home Equity Fixed, also known as a second mortgage, is a type of loan used to finance the purchase of a home for real estate or used as a standalone mortgage behind a first mortgage, mostly for debt consolidation or cash. 

Currently offering Home  Loans with credit scores down to 600. 


Easy Soft Credit Checks

Fastest: Apply by calling 404-276-4268 - 9:00 to 7.00 pm  M-F 

Easy Home Financing

Fast Second Mortgages

Flexible Payment Options

Fast Second Mortgages

Guild Mortgage now offers a fixed‑rate second mortgage loan from $35,000 up to 85% of your home’s value, depending on your credit profile. Get pre‑approved in minutes, and close in as little as 5 days—with funds deposited directly into your bank account.   No appraisal required. 

Quick Credit Checks

Flexible Payment Options

Fast Second Mortgages

It’s simple — we use a soft credit pull and can qualify borrowers with mid‑scores as low as 600. No recent collections over $500 (medical collections excluded).

Flexible Payment Options

Flexible Payment Options

Flexible Payment Options

Choose the term that works for you — from as short as 60 months to as long as 30 years, all with no prepayment penalty. We now allow 1st, 2nd and 3rd liens

Loan Options

Transparent Rates

Flexible Payment Options

Choose the purpose that fits your needs — consolidate your bills, put a down payment on another home, Home Improvement, or get cash for any reason. The choice is yours.

Transparent Rates

Transparent Rates

Transparent Rates

That's the good news - when approved, you get to choose the rates and terms. Rates are based on the equity in your home, along with your credit profile.

Recasting  available on the full disbursment   

Start Home Search

Transparent Rates

Transparent Rates

With just a few details from you, our system automatically estimates your home’s value, performs a soft credit pull, and shows you what you can be approved for in minutes. - 

Mortgage Choices

Why Choose Guild

Loan Possibilities

Loan Possibilities

Consistent Monthly Payments:

 Home equity loans often come with fixed interest rates and consistent monthly payments, making it easier for borrowers to budget and plan.

Lower Interest Rates: 

    Home equity loans typically offer lower interest rates compared to unsecured loans or credit cards since the loan is secured by the value of your home. Now offering fixed rates and adjustable. 

*Minus your first mortgage balance. 


Loan Possibilities

Loan Possibilities

Loan Possibilities

  • Primary Residence up to 90% of the Home Value*
  • Second Home up to 85% of the Home Value*
  • Investor Occupancy up to 70% of the Home Value*


USE YOUR HOME EQUITY FOR: 

Home Improvement

Debt Consolidation

Settling a divorce

Purchase an investment property.

Get Cash!

Get Home Equity Support

Mortgage Assistance

Home Loan Support

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Trustworthy Support

Trusted guidance for your home dreams.

Guild Mortgage, LLC

1355 Windward Concourse, Alpharetta, Georgia 30005, United States

4042764268

Business Hours

Mon

09:00 am – 05:00 pm

Tue

09:00 am – 07:00 pm

Wed

09:00 am – 07:00 pm

Thu

09:00 am – 07:00 pm

Fri

09:00 am – 05:30 pm

Sat

10:00 am – 02:00 pm

Sun

Closed

Mortgage Event Calendar