Is the MANUFACTURED HOME ELIGIBLE for financing?

Requirements for manufactured homes vary by loan type, but all properties must meet the following requirements: 

• Singlewide, doublewide and triple wide, CrossMod, Barndominiums.  

• Full utilities will be present on the land and meet local standards Home must be manufactured after June 15, 1976, except singlewide: Less than 10 years old.

• Main structure must be on permanent foundation - No blocks or pillars.

• Property must be fee simple. 

• Cannot be in a mobile home park Affidavit of Affixture (433A or state equivalent)

•  Any additions or structural changes to the original home must be approved by the City/County or Engineer (must show permit)  

• Home must be transported directly from the manufacturer to the site - Otherwise VA Financing only.

• Must be at least 12 feet wide and have minimum 600 Sq.F 

• USDA: Can not have another dwelling on the property.

• Title Information Georgia and Florida - Click here. 

• WSJ Article about Manufactured Homes